Rewards credit cards that give you free access to airport clubs like, American Airlines Admirals Club, Continental Airlines Presidents Clubs, Delta Sky Clubs, US Airways Clubs, Airspace Lounges, United Airlines Red Carpet Clubs and Priority Pass select airport clubs.
This summer we went to Paris and took a couple of friends. It had been a few years since our last visit, so I did some research on our ATM and credit cards before we left. Things had changed – almost everything had a 3% foreign transaction fee.
Good news! Ever since the federal government passed the Fair and Accurate Credit Transactions Act (FACTA) in 2003, the 3 major credit reporting agencies are now required to provide, upon request, a free credit report every twelve months to every consumer.
A credit score is your credit report distilled down to a single number. The intent is to predict your credit worthiness based solely on the information contained in your credit report. The most popular credit score is the FICO Score.
Normally, I’m not a fan of carrying a balance on a credit card. However, I sometimes find myself with debt from past vacations, Christmas, unforeseen car repairs, emergency dental work (ugh!) and the like…