Kevin's Articles

Southwest Airlines has jumped into the “amazing rewards” fray with their new Rapid Rewards program. As part of this new rewards program, their Rapid Rewards Premier Credit Card gives you 50,000 Bonus Points after your first purchase.

Last year, we signed up for the American Airlines AAdvantage 75,000 bonus miles offer credit card. And we got free airline tickets for our trip to Paris.

You need to feel good knowing that you’re paying-off your credit card balance as quickly as possible. One of the most important things you can do is make sure you have a credit card with a very low interest rate. Otherwise, you run the risk of paying too much interest, and taking a lot longer to pay back what you owe.

How I called the credit card company, talked with two agents, got a refund on my $85 annual fee, and got a spending bonus for the next 18 months.

Most banks and financial companies are raising their rates and fees to increase profits wherever they can. The same is true for most credit cards – until now. I recently found a new low APR credit card that bucks this trend with a 7.25% APR interest rate.

The word FAKO refers to any credit score that doesn’t use the proprietary FICO scoring method. All of the credit reporting agencies have created their own scoring systems. In addition to their own scoring methods, the 3 credit agencies got together and created a shared credit scoring system called VantageScore to compete with FICO.

If you have fair credit and need to make a new purchase (but don’t have the cash), then Household Bank can help. Their Cashback Rewards Mastercard charges you 0% interest for the first 9 months. Simply apply for the credit card and make your purchases. Anything you buy will be added to your balance, and you’ll pay no interest for the first 9 months you have the card.