Good Credit? Fast and Easy – 0% Interest, 21 Month Loan

Good Credit No Interest 21 Month Loan

If you have good credit and need a loan, then you’re in luck. Citibank offers a 0% interest loan for 21 months when you apply for the Citi Diamond Preferred credit card. Plus, there is no annual fee for this card – ever.

  • Use the balance transfer option if you need to consolidate your credit cards or other loans. You have up to 4 months after getting the card to call Citibank and request balance transfers on the loans and cards you want to consolidate. There is one catch with a balance transfer – Citi will charge you a one-time 3% fee (with a $5 minimum) on the money you transfer. And they add this charge to your balance.
  • The other option is to make new purchases on the card. With this option you are not charged any fees, and you get 0% interest for the first 21 months you have the card.

Once you’ve completed your balance transfers or made your new purchases, setup a payment schedule. To do this, divide the total amount you owe by 21 and pay off that much each month.

amount-you-owe / 21 = monthly-payment

Make sure to pay off your credit card within 21 months, or you will start getting charged interest on the remaining balance – currently 11.99%-20.99% depending on your credit worthiness.

So, as long as you have good credit and can pay off the loan in 21 months – this is a fantastic deal.

Enjoy getting out of debt or making that special purchase while saving money with this 0% interest card. Apply for the Citi Diamond Preferred credit card now.

  • 0% interest for 21 months (on purchases and balance transfers)
  • No annual fee

Citi Diamond Preferred Credit Card Apply Now Link See Card Details and Apply for the Citi Diamond Preferred Credit Card (secure application)

Comment or Question

Your email address will not be published. Required fields are marked *