Credit Cards
SmartMoneyTalk is a powerful tool that customizes the search for the best possible credit card for you. Whether you're looking for Cash Back on Purchases, Travel Rewards, or one of many other categories, SmartMoneyTalk will help you find the perfect card fast. If you've got good credit, starting a small business, trying to rebuild your credit, or you're a student–use SmartMoneyTalk's Card Finder to find your ideal Credit Card right away, or check out the top cards below!
Rewards, Balance Transfer, Low Interest Rate, Cash Back, Business Rewards, Fair or Bad Credit, Airline Miles and Travel Rewards, Student
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Southwest Airlines Giving Away 2 Free Flights or $500Southwest Airlines has jumped into the "amazing rewards" fray with their new Rapid Rewards program. As part of this new rewards program, their Rapid Rewards Premier Credit Card gives you 50,000 Bonus Points after your first purchase.Read post »
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American Airlines 50,000 Miles AAdvantage Credit CardLast year, we signed up for the American Airlines AAdvantage 75,000 bonus miles offer credit card. And we got free airline tickets for our trip to Paris.Read post »
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Carry a Balance? Here's the Ideal Credit CardYou need to feel good knowing that you're paying-off your credit card balance as quickly as possible. One of the most important things you can do is make sure you have a credit card with a very low interest rate. Otherwise, you run the risk of paying too much interest, and taking a lot longer to pay back what you owe.Read post »
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How I Got a Refund on My Credit Card's Annual FeeHow I called the credit card company, talked with two agents, got a refund on my $85 annual fee, and got a spending bonus for the next 18 months.Read post »
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Easy Approval - 7.25% APR Credit CardMost banks and financial companies are raising their rates and fees to increase profits wherever they can. The same is true for most credit cards - until now. I recently found a new low APR credit card that bucks this trend with a 7.25% APR interest rate.Read post »
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How To Get a New iPad 2 for $47
Get the Chase Sapphire Preferred credit card, spend $3,000 o... -
What is a good credit score?
The FICO credit score is on a scale from 300 to 850. The sca... -
How I Got a Refund on My Credit Card's Annual Fee
How I called the credit card company, talked with two agents... -
Paris, ATMs and No Foreign Transaction Fee Credit Cards
This summer we went to Paris and took a couple of friends. I... -
American Airlines 50,000 Miles AAdvantage Credit Card
Last year, we signed up for the American Airlines AAdvantage...
Rack up points, miles, or cash back for travel, gear, games and more!

- Escape by Discover® Card
- 12,000 points
- Personal Cards
- (Excellent Credit history)

- Miles by Discover® Card
- 12,000 points
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Discover® More Card
- No Annual Fee
- Personal Cards
- (Excellent Credit history)
Consolidate your Credit Card Balances and Simplify your life!

- Discover® More Card - 18 Month Promotional Balance Transfer
- 0.00% APR for 18 months
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Visa® Black Card
- 0.00% APR for 15 months
- Personal Cards
- (Excellent Credit history)

- Discover® More Card
- 0.00% APR for 15 months
- No Annual Fee
- Personal Cards
- (Excellent Credit history)
Low annual interest rates! Some cards offer 0% APR as an introductory rate.

- IberiaBank Visa® Select Card
- 11.50% APR
- Personal Cards
- (Excellent Credit history)

- IberiaBank Visa® Classic Card
- 13.25% APR
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Visa® Black Card
- 14.99% APR
- Personal Cards
- (Excellent Credit history)
Reward yourself for excellent credit with a handful of cash!

- Discover® More Card
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Discover® Motiva Card
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Discover® More Card - 18 Month Promotional Balance Transfer
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Capital One® Spark℠ Cash for Business
- $150.00
- No Annual Fee 1st year
- Business Cards
- (Excellent Credit history)

- Capital One® Spark℠ Miles for Business
- 15,000 points
- No Annual Fee 1st year
- Business Cards
- (Excellent Credit history)

- Capital One® Spark℠ Cash Select for Business
- No Annual Fee
- Business Cards
- (Excellent Credit history)

- Capital One® Spark℠ Miles for Business
- 15,000 points
- No Annual Fee 1st year
- Business Cards
- (Excellent Credit history)

- Escape by Discover® Card
- 12,000 points
- Personal Cards
- (Excellent Credit history)

- Miles by Discover® Card
- 12,000 points
- No Annual Fee
- Personal Cards
- (Excellent Credit history)

- Discover® Student More Card - $20 Cashback Bonus
- $20.00
- 0.00% APR for 6 months
- No Annual Fee
- Student Cards
- (Fair Credit history ok)

- Discover® Student More Card - Mix Tape
- 0.00% APR for 9 months
- No Annual Fee
- Student Cards
- (Fair Credit history ok)

- Discover® Student Open Road Card
- 0.00% APR for 9 months
- No Annual Fee
- Student Cards
- (Fair Credit history ok)