• IberiaBank Visa® Classic Card

IberiaBank Visa® Classic Card

Personal Cards for people with Excellent Credit
IberiaBank Standard Visa
For complete details, read the Terms and Conditions before applying.
Card Features
  • No Annual Membership Fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online Access to Credit Card Account Information
  • Apply Now
No Rewards
Rates (APR)IntroOngoingFeesGrace Period
Purchase (variable apr)noneup to 13.25%none25 days
Balance Transfer1.99% (6 months)up to 13.25%2.00% ($0 min.)
Cash Advance (variable apr)none19.25%5.00% ($5 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

This page was updated on January 16, 2012 at 7:21 am