Credit cards with 0 cashback, points or miles spending rewards.
Credit cards with 0 cashback, points or miles spending rewards. Showing the largest total bonus rewards first.
Showing 1–5 of 45 matching credit cards
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Cash Back Rewards (18)- Points Rewards (7)
- Airline Rewards (2)
- Travel Rewards (5)
- Hotel Rewards (3)
- Gas Rewards (1)
- No Rewards (9)
- 0.00% (2)
- 11.50% (1)
- 11.90% (1)
- 11.99% (4)
- 12.99% (2)
- 13.24% (1)
- 13.25% (1)
- 13.90% (2)
- 14.24% (7)
- 14.99% (2)
- 15.24% (6)
- 15.25% (2)
- 16.99% (2)
- 17.90% (1)
- 18.99% (7)
- 19.24% (1)
- 19.90% (3)
- 19.99% (2)
- 20.99% (3)
- 21.99% (9)
- 22.24% (1)
- 22.90% (3)
- 22.99% (4)
- 23.90% (1)
- 24.90% (3)
- 24.99% (2)
- 0.00% (2)
- 12.99% (1)
- 16.75% (1)
- 19.24% (11)
- 19.25% (1)
- 20.90% (3)
- 21.24% (1)
- 21.25% (2)
- 21.99% (3)
- 23.24% (6)
- 23.99% (16)
- 24.90% (13)
- 25.24% (12)
- $0 (31)
- $35 (1)
- $39 (1)
- $45 (1)
- $59 (1)
- $60 (1)
- $69 (1)
- $75 (1)
- $85 (1)
- $99 (1)
- $125 (1)
- $175 (1)
- $185 (1)
- $395 (1)
- $495 (1)
Sort:
Name | Reward Bonus | Intro Purchase APR (months) or Purchase APR | Transfer APR (months) | Annual Fee (first year)
-
- Marriott Rewards® Premier Credit Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
50,000 points
Purchase APR
15.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Hotel Rewards |
| 1 point (per dollar spent) |
| 2x points on eligible dining, airline and rental car purchases |
| 5x points on spending at over 3,400 Marriott locations |
| Bonus Rewards |
| 50,000 points (first purchase) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 15.24% | none |
| Balance Transfer | none | up to 15.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 4.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $85 | |
| Application Fee | none |
Bonus Features
- Free Night's stay on the anniversary of account opening
- 15 nights towards Elite Status every anniversary of account opening
-
- Capital One® Spark℠ Miles for Business
- Business Cards
- (Excellent Credit history)
Total Bonus Rewards
45,000 points
Purchase APR
13.90%
Transfer APR
none
Annual Fee
$0
(1st year)
| Travel Rewards |
| 2 points (per dollar spent) |
| Bonus Rewards |
| 10,000 points (first purchase) |
| 30,000 points (spend $1,000 each month for 3 months) |
| 5,000 points (add authorized user) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 13.90% | none |
| Balance Transfer | none | up to 13.90% | none |
| Cash Advance (variable apr) | none | 24.90% | 3.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $59 | |
| Application Fee | none |
-
- Citi Forward® Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
30,000 points
Purchase APR
0.00%
(22.99% after 7 months)
Transfer APR
0.00%
(for 12 months)
Annual Fee
$0
| Points Rewards |
| 1 point (per dollar spent) |
| 5x points at restaurants, book stores, video rentals and movie theaters |
| Bonus Rewards |
| 30,000 points (spend $650 each month for 3 months) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | 0.00% (7 months) | up to 22.99% | none |
| Balance Transfer | 0.00% (12 months) | up to 22.99% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 25.24% | 5.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $0 | |
| Application Fee | none |
Bonus Features
- Earn 10,000 bonus rewards points when you spend $650 in purchases and sign up for paperless statements within the first 3 months
-
- Marriott Rewards® Credit Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
30,000 points
Purchase APR
14.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Hotel Rewards |
| 1 point (per dollar spent) |
| 3x points at participating Marriott locations |
| Bonus Rewards |
| 30,000 points (first purchase) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 14.24% | none |
| Balance Transfer | none | up to 14.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 4.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $45 | |
| Application Fee | none |
Bonus Features
- 2 Free night stays
- 10 Nights Credit toward your next Elite membership level every year upon account anniversary
-
- Southwest Airlines Rapid Rewards® Plus Credit Card – FREE FLIGHT
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
28,000 miles
Purchase APR
15.24%
Transfer APR
none
Annual Fee
$69
| Airline Rewards |
| 1 mile (per dollar spent) |
| 2x points on Southwest purchases |
| Bonus Rewards |
| 25,000 miles (first purchase) |
| 3,000 miles (card anniversary) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 15.24% | none |
| Balance Transfer | none | up to 15.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 3.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $69 | $69 | |
| Application Fee | none |
Bonus Features
- Get 3,000 Points every year on your Card member Anniversary
- Your Bags Fly FREE! No Blackout Dates, Points Dont Expire, and Unlimited Reward Seats!
- No Change fees - if you need to change your flight, you won't be charged a fee
- Earn 1 point per $1 worth of balance transfers up to 10,000 points within 90 days of opening your account.