Personal Cards with Cash Back Rewards, Points Rewards, Airline Rewards, Travel Rewards, Hotel Rewards and Gas Rewards.

Personal cards with cash back rewards, points rewards, airline rewards, travel rewards, hotel rewards and gas rewards. Showing the largest total bonus rewards first.

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Total Bonus Rewards
50,000 points

Purchase APR
15.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Points Rewards
1 point (per dollar spent)
2x points on travel and dining
Bonus Rewards
50,000 points (spend $3,000 in 3 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.24%none
Balance Transfernoneup to 15.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none19.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$95 
Application Fee  none
Bonus Features
  • No foreign transaction fees on purchases
  • Earn a 7% annual points dividend - even on points already redeemed

Total Bonus Rewards
50,000 points

Purchase APR
15.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Hotel Rewards
1 point (per dollar spent)
2x points on eligible dining, airline and rental car purchases
5x points on spending at over 3,400 Marriott locations
Bonus Rewards
50,000 points (first purchase)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.24%none
Balance Transfernoneup to 15.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none19.24%4.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$85 
Application Fee  none
Bonus Features
  • Free Night's stay on the anniversary of account opening
  • 15 nights towards Elite Status every anniversary of account opening

Total Bonus Rewards
50,000 miles

Purchase APR
15.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Airline Rewards
1 mile (per dollar spent)
2x miles on American Airlines purchases
Bonus Rewards
10,000 miles (first purchase)
40,000 miles (spend $5,750 in 6 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.24%none
Balance Transfernoneup to 15.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none25.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$85 
Application Fee  none
Bonus Features
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership
  • Earn an additional 10,000 miles after $5,000 in purchases during 1st 6 months

Total Bonus Rewards
40,000 points

Purchase APR
16.24%

Transfer APR
none

Annual Fee
$0

Hotel Rewards
2 points (per dollar spent)
3x points at supermarkets, drugstores and gas stations
6x points at participating Hilton hotels worldwide
Bonus Rewards
40,000 points (spend $1,000 in 4 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 16.24%none
Balance Transfernoneup to 16.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none25.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
40,000 miles

Purchase APR
14.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Airline Rewards
1 mile (per dollar spent)
2x miles on tickets purchased from United and Continental Airlines
Bonus Rewards
25,000 miles (first purchase)
10,000 miles (spend $25,000 in 12 months)
5,000 miles (add authorized user)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 14.24%none
Balance Transfernoneup to 14.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none19.24%3.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$95 
Application Fee  none
Bonus Features
  • Check your first bag for free on United and Continental-operated flights
  • Board your flight before general boarding with priority boarding privileges
  • Visit the United Club with two complimentary day passes every year

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