Personal Cards for people who have Fair Credit.
Personal cards for people who have fair credit. They have 0 cashback, points or miles rewards on your first purchase. Showing the lowest introductory purchase APR, longest available introductory purchase APR, and lowest purchase APR first.
Showing 1–3 of 3 matching credit cards
Sort:
Name | Reward Bonus | Intro Purchase APR (months) or Purchase APR | Transfer APR (months) | Annual Fee (first year)
-
- Capital One® Cash Rewards
- Personal Cards
- (Fair Credit history ok)
Total Bonus Rewards
no bonus
Purchase APR
0.00%
(22.90% after 8 months)
Transfer APR
none
Annual Fee
$39
| Cash Back Rewards |
| 1% (per dollar spent) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | 0.00% (8 months) | up to 22.90% | none |
| Balance Transfer | none | up to 22.90% | none |
| Cash Advance (variable apr) | none | 24.90% | 3.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $39 | $39 | |
| Application Fee | none |
Bonus Features
- 50% bonus on the cash back you earn every year
-
- Credit One® Bank Credit Card
- Personal Cards
- (Fair Credit history ok)
Total Bonus Rewards
no bonus
Purchase APR
23.90%
Transfer APR
none
Annual Fee
$75
(1st year)
| No Rewards |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 23.90% | none |
| Balance Transfer | none | up to 23.90% | none |
| Cash Advance | none | none | none |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $75 | $99 | |
| Application Fee | none |
-
- Capital One® Cash Rewards for Newcomers
- Personal Cards
- (Fair Credit history ok)
Total Bonus Rewards
no bonus
Purchase APR
24.90%
Transfer APR
none
Annual Fee
$0
| Cash Back Rewards |
| 1% (per dollar spent) |
| 2% cash back on travel |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 24.90% | none |
| Balance Transfer | none | up to 24.90% | none |
| Cash Advance (variable apr) | none | 24.90% | 3.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $0 | |
| Application Fee | none |
Bonus Features
- A card designed to help those new to the U.S. establish credit and earn cash back
- Build credit with automatic reporting to the three major credit bureaus
- No foreign transaction fees
<< previous | | next >>