Personal Cards for people who have Fair Credit.

Personal cards for people who have fair credit. These cards offer a $0 annual fee for the first year. Showing the lowest introductory purchase APR, longest available introductory purchase APR, and lowest purchase APR first.

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Total Bonus Rewards
no bonus

Purchase APR
24.90%

Transfer APR
none

Annual Fee
$0

Cash Back Rewards
1% (per dollar spent)
2% cash back on travel
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 24.90%none
Balance Transfernoneup to 24.90%none
Cash Advance
(variable apr)
none24.90%3.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none
Bonus Features
  • A card designed to help those new to the U.S. establish credit and earn cash back
  • Build credit with automatic reporting to the three major credit bureaus
  • No foreign transaction fees

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