Personal Cards These cards offer a 1.99% balance transfer APR.

Personal cards These cards offer a 1.99% balance transfer apr. Showing the lowest purchase APR, lowest introductory purchase APR, and longest available introductory purchase APR first.

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Total Bonus Rewards
no bonus

Purchase APR
13.25%

Transfer APR
1.99%
(for 6 months)

Annual Fee
$0

No Rewards
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 13.25%none
Balance Transfer1.99%
(6 months)
up to 13.25%2.00%
($0 min.)
Cash Advance
(variable apr)
none19.25%5.00%
($5 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
no bonus

Purchase APR
15.25%

Transfer APR
1.99%
(for 6 months)

Annual Fee
$0

Cash Back Rewards
1% (per dollar spent)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.25%none
Balance Transfer1.99%
(6 months)
up to 15.25%2.00%
($0 min.)
Cash Advance
(variable apr)
none21.25%5.00%
($5 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
no bonus

Purchase APR
15.25%

Transfer APR
1.99%
(for 6 months)

Annual Fee
$0

Points Rewards
1 point (per dollar spent)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.25%none
Balance Transfer1.99%
(6 months)
up to 15.25%2.00%
($0 min.)
Cash Advance
(variable apr)
none21.25%5.00%
($5 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

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