Personal Cards These cards offer a 0.00% balance transfer APR.

Personal cards These cards offer a 0.00% balance transfer apr. Mastercard credit cards. Showing the lowest balance transfer APR, longest available balance transfer APR, and lowest purchase APR first.

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Total Bonus Rewards
no bonus

Purchase APR
0.00%
(21.99% after 18 months)

Transfer APR
0.00%
(for 18 months)

Annual Fee
$0

No Rewards
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
0.00%
(18 months)
up to 21.99%none
Balance Transfer0.00%
(18 months)
up to 21.99%3.00%
($5 min.)
Cash Advance
(variable apr)
none21.99%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
no bonus

Purchase APR
0.00%
(21.99% after 18 months)

Transfer APR
0.00%
(for 18 months)

Annual Fee
$0

No Rewards
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
0.00%
(18 months)
up to 21.99%none
Balance Transfer0.00%
(18 months)
up to 21.99%3.00%
($5 min.)
Cash Advance
(variable apr)
none25.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
no bonus

Purchase APR
0.00%
(21.99% after 18 months)

Transfer APR
0.00%
(for 18 months)

Annual Fee
$0

No Rewards
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
0.00%
(18 months)
up to 21.99%none
Balance Transfer0.00%
(18 months)
up to 21.99%3.00%
($5 min.)
Cash Advance
(variable apr)
none25.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
$100.00

Purchase APR
0.00%
(22.99% after 15 months)

Transfer APR
0.00%
(for 15 months)

Annual Fee
$0

Cash Back Rewards
1% (per dollar spent)
5% cash back at grocery stores and movie theaters from 4/1/12 - 6/30/12 (up to $1,500)
Bonus Rewards
$100.00 (spend $500 in 3 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
0.00%
(15 months)
up to 22.99%none
Balance Transfer0.00%
(15 months)
up to 22.99%3.00%
($5 min.)
Cash Advance
(variable apr)
none23.24%3.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none

Total Bonus Rewards
$100.00

Purchase APR
0.00%
(20.90% after 12 months)

Transfer APR
0.00%
(for 12 months)

Annual Fee
$0

Cash Back Rewards
1% (per dollar spent)
Bonus Rewards
$100.00 (spend $500 in 3 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
0.00%
(12 months)
up to 20.90%none
Balance Transfer0.00%
(12 months)
up to 20.90%3.00%
($0 min.)
Cash Advance
(variable apr)
none24.90%3.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$0 
Application Fee  none
Bonus Features
  • 50% bonus on the cash back you earn every year
  • Personalize your card with an image of your choice
  • No foreign transaction fees

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