Personal Cards These cards offer a $450 annual fee for the first year.

Personal cards These cards offer a $450 annual fee for the first year. Showing the lowest purchase APR, lowest introductory purchase APR, and longest available introductory purchase APR first.

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Total Bonus Rewards
25,000 points

Purchase APR
none

Transfer APR
none

Annual Fee
$450

Points Rewards
1 point (per dollar spent)
Bonus Rewards
25,000 points (spend $2,000 in 3 months)
Rates (APR)IntroOngoingFees
Purchasenonenonenone
Balance Transfernonenonenone
Cash Advancenonenonenone
FeesFirst YearOngoingOne Time
Annual Fee$450$450 
Application Fee  none
Bonus Features
  • Complimentary airport club access for you and 2 travel companions to American Airlines Admirals Clubs, Continental Airlines Presidents Clubs, Delta Sky Clubs, US Airways Clubs, Airspace Lounges and Priority Pass select airport clubs
  • No Foreign Transaction Fees
  • Global Entry expedited U.S. immigration pass
  • Enroll and select an airline to receive up to $200 annually in statement credits for incidental fees such as checked bags, in-flight refreshments, and change fees.*
  • Complimentary Companion Airfare with purchase of qualifying First or Business Class international ticket

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