Personal Cards These cards offer a $0 annual fee for the first year.
Personal cards These cards offer a $0 annual fee for the first year. Showing the lowest purchase APR, lowest introductory purchase APR, and longest available introductory purchase APR first.
Showing 1–5 of 37 matching credit cards
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Cash Back Rewards (12)- Points Rewards (8)
- Airline Rewards (3)
- Travel Rewards (3)
- Hotel Rewards (4)
- Gas Rewards (1)
- No Rewards (6)
- 11.90% (1)
- 11.99% (4)
- 12.99% (3)
- 13.25% (1)
- 13.90% (1)
- 14.24% (6)
- 15.24% (14)
- 15.25% (2)
- 16.24% (1)
- 16.99% (1)
- 19.24% (2)
- 19.99% (2)
- 20.90% (2)
- 20.99% (4)
- 21.99% (9)
- 22.24% (2)
- 22.99% (15)
- 24.90% (3)
Sort:
Name | Reward Bonus | Intro Purchase APR (months) or Purchase APR | Transfer APR (months) | Annual Fee (first year)
-
- IberiaBank Visa® Classic Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
no bonus
Purchase APR
13.25%
Transfer APR
1.99%
(for 6 months)
Annual Fee
$0
| No Rewards |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 13.25% | none |
| Balance Transfer | 1.99% (6 months) | up to 13.25% | 2.00% ($0 min.) |
| Cash Advance (variable apr) | none | 19.25% | 5.00% ($5 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $0 | |
| Application Fee | none |
-
- Marriott Rewards® Credit Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
30,000 points
Purchase APR
14.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Hotel Rewards |
| 1 point (per dollar spent) |
| 3x points at participating Marriott locations |
| Bonus Rewards |
| 30,000 points (first purchase) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 14.24% | none |
| Balance Transfer | none | up to 14.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 4.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $45 | |
| Application Fee | none |
Bonus Features
- 2 Free night stays
- 10 Nights Credit toward your next Elite membership level every year upon account anniversary
-
- TrueEarnings(R) Card from Costco and American Express
- Personal Cards
- (Good Credit history)
Total Bonus Rewards
no bonus
Purchase APR
0.00%
(15.24% after 6 months)
Transfer APR
none
Annual Fee
$0
| Cash Back Rewards |
| 1% (per dollar spent) |
| 2% cash back on travel and restaurants |
| 3% cash back on gas (up to $3K) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | 0.00% (6 months) | up to 15.24% | none |
| Balance Transfer | none | up to 15.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 25.24% | 3.00% ($5 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $0 | |
| Application Fee | none |
-
- Marriott Rewards® Premier Credit Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
50,000 points
Purchase APR
15.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Hotel Rewards |
| 1 point (per dollar spent) |
| 2x points on eligible dining, airline and rental car purchases |
| 5x points on spending at over 3,400 Marriott locations |
| Bonus Rewards |
| 50,000 points (first purchase) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 15.24% | none |
| Balance Transfer | none | up to 15.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 4.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $85 | |
| Application Fee | none |
Bonus Features
- Free Night's stay on the anniversary of account opening
- 15 nights towards Elite Status every anniversary of account opening
-
- United MileagePlus® Explorer
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
40,000 miles
Purchase APR
15.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Airline Rewards |
| 1 mile (per dollar spent) |
| 2x miles spent with United |
| Bonus Rewards |
| 25,000 miles (first purchase) |
| 10,000 miles (spend $25,000 in 12 months) |
| 5,000 miles (add authorized user) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 15.24% | none |
| Balance Transfer | none | up to 15.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 5.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $95 | |
| Application Fee | none |