Credit cards with 0 cashback, points or miles rewards on your first purchase.
Credit cards with 0 cashback, points or miles rewards on your first purchase. Showing the largest total bonus rewards first.
Showing 1–5 of 57 matching credit cards
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Cash Back Rewards (24)- Points Rewards (11)
- Airline Rewards (4)
- Travel Rewards (6)
- Hotel Rewards (2)
- Gas Rewards (1)
- No Rewards (9)
- 0.00% (1)
- 11.50% (1)
- 11.90% (1)
- 11.99% (5)
- 12.99% (3)
- 13.24% (4)
- 13.25% (1)
- 13.90% (2)
- 13.99% (1)
- 14.24% (1)
- 14.99% (2)
- 15.24% (13)
- 15.25% (2)
- 16.24% (1)
- 16.99% (2)
- 17.90% (1)
- 18.99% (6)
- 19.24% (3)
- 19.90% (3)
- 19.99% (2)
- 20.90% (2)
- 20.99% (4)
- 21.99% (13)
- 22.24% (3)
- 22.90% (3)
- 22.99% (15)
- 23.90% (1)
- 24.90% (2)
- 24.99% (2)
- 0.00% (1)
- 12.99% (1)
- 16.75% (1)
- 19.24% (14)
- 19.25% (1)
- 20.90% (3)
- 21.24% (2)
- 21.25% (2)
- 21.99% (3)
- 23.24% (12)
- 23.99% (16)
- 24.90% (14)
- 25.24% (29)
- $0 (39)
- $35 (1)
- $39 (1)
- $60 (1)
- $75 (2)
- $95 (4)
- $99 (1)
- $125 (1)
- $175 (2)
- $185 (1)
- $395 (1)
- $450 (2)
- $495 (1)
Sort:
Name | Reward Bonus | Intro Purchase APR (months) or Purchase APR | Transfer APR (months) | Annual Fee (first year)
-
- Citi® Hilton HHonors™ Visa Signature® Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
40,000 points
Purchase APR
16.24%
Transfer APR
none
Annual Fee
$0
| Hotel Rewards |
| 2 points (per dollar spent) |
| 3x points at supermarkets, drugstores and gas stations |
| 6x points at participating Hilton hotels worldwide |
| Bonus Rewards |
| 40,000 points (spend $1,000 in 4 months) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 16.24% | none |
| Balance Transfer | none | up to 16.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 25.24% | 5.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $0 | |
| Application Fee | none |
-
- Chase Sapphire Preferred℠ Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
40,000 points
Purchase APR
15.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Travel Rewards |
| 1 point (per dollar spent) |
| 2x points on travel and dining |
| Bonus Rewards |
| 40,000 points (spend $3,000 in 3 months) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 15.24% | none |
| Balance Transfer | none | up to 15.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 19.24% | 5.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $95 | |
| Application Fee | none |
-
- Gold Delta SkyMiles® Business Credit Card from American Express OPEN
- Business Cards
- (Excellent Credit history)
Total Bonus Rewards
30,000 miles
Purchase APR
19.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Airline Rewards |
| 1 mile (per dollar spent) |
| 2x miles on Delta and Northwest flights |
| Bonus Rewards |
| 30,000 miles (spend $500 in 3 months) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 19.24% | none |
| Balance Transfer | none | up to 19.24% | none |
| Cash Advance (variable apr) | none | 21.24% | 3.00% ($5 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $95 | |
| Application Fee | none |
-
- Gold Delta SkyMiles(R) Credit Card from American Express
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
30,000 miles
Purchase APR
19.24%
Transfer APR
none
Annual Fee
$0
(1st year)
| Airline Rewards |
| 1 mile (per dollar spent) |
| 2x miles on qualifying flights |
| Bonus Rewards |
| 30,000 miles (spend $500 in 3 months) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | none | up to 19.24% | none |
| Balance Transfer | none | up to 19.24% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 25.24% | 3.00% ($5 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $95 | |
| Application Fee | none |
Bonus Features
- Check your first bag FREE - for up to 9 people on your reservation - on every Delta flight
- Priority Boarding and 20% In-Flight Savings
-
- Citi Forward® Card
- Personal Cards
- (Excellent Credit history)
Total Bonus Rewards
30,000 points
Purchase APR
0.00%
(22.99% after 7 months)
Transfer APR
0.00%
(for 12 months)
Annual Fee
$0
| Points Rewards |
| 1 point (per dollar spent) |
| 5x points at restaurants, book stores, video rentals and movie theaters |
| Bonus Rewards |
| 30,000 points (spend $650 each month for 3 months) |
| Rates (APR) | Intro | Ongoing | Fees |
| Purchase (variable apr) | 0.00% (7 months) | up to 22.99% | none |
| Balance Transfer | 0.00% (12 months) | up to 22.99% | 3.00% ($5 min.) |
| Cash Advance (variable apr) | none | 25.24% | 5.00% ($10 min.) |
| Fees | First Year | Ongoing | One Time |
| Annual Fee | $0 | $0 | |
| Application Fee | none |
Bonus Features
- Earn 10,000 bonus rewards points when you spend $650 in purchases and sign up for paperless statements within the first 3 months