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Total Bonus Rewards
50,000 points

Purchase APR
15.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Points Rewards
1 point (per dollar spent)
2x points on travel and dining
Bonus Rewards
50,000 points (spend $3,000 in 3 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.24%none
Balance Transfernoneup to 15.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none19.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$95 
Application Fee  none
Bonus Features
  • No foreign transaction fees on purchases
  • Earn a 7% annual points dividend - even on points already redeemed

Total Bonus Rewards
50,000 points

Purchase APR
15.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Hotel Rewards
1 point (per dollar spent)
2x points on eligible dining, airline and rental car purchases
5x points on spending at over 3,400 Marriott locations
Bonus Rewards
50,000 points (first purchase)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.24%none
Balance Transfernoneup to 15.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none19.24%4.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$85 
Application Fee  none
Bonus Features
  • Free Night's stay on the anniversary of account opening
  • 15 nights towards Elite Status every anniversary of account opening

Total Bonus Rewards
50,000 points

Purchase APR
none

Transfer APR
none

Annual Fee
$0
(1st year)

Points Rewards
1 point (per dollar spent)
2x points at gas stations, hotels and motels, and travel agencies
5x points on wireless services, cable and satellite tv, and office supply stores
Bonus Rewards
50,000 points (spend $5,000 in 3 months)
Rates (APR)IntroOngoingFees
Purchasenonenonenone
Balance Transfernonenonenone
Cash Advancenonenonenone
FeesFirst YearOngoingOne Time
Annual Fee$0$95 
Application Fee  none

Total Bonus Rewards
50,000 miles

Purchase APR
15.24%

Transfer APR
none

Annual Fee
$0
(1st year)

Airline Rewards
1 mile (per dollar spent)
2x miles on American Airlines purchases
Bonus Rewards
10,000 miles (first purchase)
40,000 miles (spend $5,750 in 6 months)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 15.24%none
Balance Transfernoneup to 15.24%3.00%
($5 min.)
Cash Advance
(variable apr)
none25.24%5.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$85 
Application Fee  none
Bonus Features
  • Receive a one-time $100 statement credit for the first eligible American Airlines purchase you make within the first 12 months of cardmembership
  • Earn 30,000 American Airlines AAdvantage® bonus miles after $750 in purchases within the first 4 months of cardmembership
  • Earn an additional 10,000 miles after $5,000 in purchases during 1st 6 months

Total Bonus Rewards
45,000 points

Purchase APR
13.90%

Transfer APR
none

Annual Fee
$0
(1st year)

Travel Rewards
2 points (per dollar spent)
Bonus Rewards
10,000 points (first purchase)
30,000 points (spend $1,000 each month for 3 months)
5,000 points (add authorized user)
Rates (APR)IntroOngoingFees
Purchase
(variable apr)
noneup to 13.90%none
Balance Transfernoneup to 13.90%none
Cash Advance
(variable apr)
none24.90%3.00%
($10 min.)
FeesFirst YearOngoingOne Time
Annual Fee$0$59 
Application Fee  none

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