
Most banks and financial companies are raising their rates and fees to increase profits wherever they can. The same is true for most credit cards – until now. I recently found a new low APR credit card that bucks this trend with a 7.25% APR interest rate.
- Perfect if you want to make new purchases and pay them off over time.
- The card also offers an 1.99% introductory rate on balance transfers for 6 months. After 6 months, any remaining balance reverts to the low 7.25% APR. Like all other credit cards, this one has a fee for balance transfers. However, they only charge 2% (instead of the standard 3%).
With a rate this low, you’d expect to pay an annual fee. Luckily, this card has no annual fee – ever!
As if that wasn’t enough – this card is available for anyone with good, average, or fair credit. Note, the interest rate will vary based on your credit rating – 7.25%, 10.25%, or 13.25%.
If you need a low APR credit card then this card is for you!
Apply now and get the IberiaBank Visa® Classic Card.
- 7.25% APR
- 1.99% APR on balance transfers for 6 months
- No annual fee
See Card Details and Apply for the IberiaBank Visa® Classic Card (secure application)

